175-H N. Daleville Ave., Daleville, AL 36322  (334) 598-1563/2195  FAX (334) 598-4019  TOLL FREE 1-800-692-3410 Frequently Asked Questions How much can I borrow? Currently we offer consumer loans up to $3000.00 How long will it take to get approved? Loan packages are sent within 2 business days provided we receive all requested information on the application and End of Month LES, paycheck stub FAX. Applications are not processed without End of Month LES (paycheck stub) FAX. I have filed bankruptcy 1 year ago. Is there any chance of loan approval? YES, we do not look at just a credit report or do not base our decision on something that happened over six months ago. We will not lend to anyone in an active chapter 13 bankruptcy without the permission of your banruptcy trustee. Will I be penalized for paying off the loan early. If you pay off early you may be entitled to a refund of part of the finance charge. You will not have to pay a penalty. Why do I get a security notification telling me my information may not be secure? Depending on the version of your browser or operating system you may get that notification. When you complete a secured application and click submit, the processor leaves the secure enviornment for a mirco second to process the application and then returns to the secure server to send the information. That may result in a security notice. Recommend you use the latest versions of Internet Explorer or Netscape and Windows 95/98 Operating systems. Can I use my vehicle as collateral even if it is not paid for? Yes | Previous Page | Home | How Loan Process Works | Approval Policy | Online Applications | Contact Us |